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Imagine a business bank that facilitates innovation and progress, rather than thwarting it. A business bank designing financial infrastructure for innovators and change-makers to build, adapt and thrive in this brave new interconnected world. The future is a set of APIs that digital businesses can integrate into their code, to automate their entire financial value. That’s why we optimise for adaptiveness. Everything from the tools and software we use to the way we go about our daily tasks is designed to help us build, adapt and thrive.