Xago Technologies was founded in 2016 by Jurgen Kuhnel, Sonya Kuhnel and Mark Chirnside to harness the power of mobile, retail networks and blockchain technology to play a crucial role in transforming the payment industry, particularly in Africa. We provide innovative money movement that changes the way money flows, what it costs and how long it takes to reach a destination by bypassing traditional payment rails, providing secure, traceable and effective solutions to all elements of the financial ecosystem. The Xago team continues to develop bespoke, highly secure, fast and fully compliant products and services including a payment gateway, trade exchange, fiat on- and off-ramps based on trading ZAR/XRP cryptocurrency on the XRP Ledger, minimising currency exchange fluctuation risk.