Head, Risk & Compliance

Job Responsibilities

  • Facilitates the creation, review and implementation of the TeamApt's Enterprise-wide risk oversight and reporting process and infrastructure, including assuring that business units adequately identify, measure, control and monitor the Company's credit, market, liquidity, operational, legal, compliance, and reputation risks relative to the products, services and activities for which they are responsible.
  • Identifies risk ownership gaps and overlap requiring resolution to ensure appropriate ownership of priority risks and then monitors the planned actions.
  • Responsible for working with other executive management to identify the critical models in the organization and then to validate those models at least once each year and provide a report regarding the model validation to the Enterprise Risk Management Committee.
  • Monitors risk management throughout the organization, and summarizes risk at an enterprise level, advising the Enterprise Risk and Compliance Committee of trends and levels compared to Board-established tolerances.
  • Works closely with the MD/CEO and other Executive Team members to assist in reviewing any products, services, policies, procedures, system change or integration planning, to assess risk identification, analysis and mitigation strategies.
  • Participates in the strategic planning process each year and provides a written report to the Board of Directors regarding the impact the plan will have on enterprise risk at the company
  • Monitors and reports to the board any risk recommendations or findings that are identified in any exam or internal audit and tracks these matters until they have been completed. Once completed the CCO will review to confirm that the item has been completed and will report to the Board and remove the item from the tracking log.
  • Is the primary liaison with the Enterprise Risk and Compliance Committees and meets with them without other management on a periodic basis;
  • Risk evaluation and establishing the risk appetite of the business
  • Identify and estimate the risk affecting the business
  • Implement risk avoidance and retention programs
  • Coordinate the compilation and continuous review of a detailed transaction process flow for all key activities in the organisation and identify risk.
  • Coordinate the review of business/ operating processes and practices and information systems to ensure the adequacy of existing risk controls as well as mitigate errors and irregularities.
  • Ensure corporate governance involving external risk.
  • Develop Value at Risk (VaR) Models to measure the risks inherent in financial instruments
  • Develop risk models to measure other risk parameters including beta, duration and convexity
  • Implement business continuity plans (BCP) to limit risk.
  • Provide support and training to staff to build risk awareness
  • Prepare/compile agreed periodic activity and performance reports for the attention of the CEO and relevant Board Committee.
  • Provide good back up support on operational / transactional processes to mitigate risk
  • Acts as primary interface with the regulators during regulatory examinations and manages the exam process ensuring that all requested information is provided to the examiners in an organized and timely manner.


  • First degree or its equivalent in any discipline, 
  • Eight (8) years relevant experience of which at least four (4) years must have been spent in a similar role.
  • Other relevant professional qualifications  would be an added advantage.
  • Ability to read large volumes of documents effectively and extract necessary information
  • In-depth understanding of the organization’s business issues
  • Communication, Presentation and good report writing skills
  • Detail oriented, proactive and able to manage time effectively
  • Must have integrity, be organized and be able to work well in a Team
Aptians build products that solve problems and create value. Value to us means delivering faster, cheaper and easier solutions for our customers. To us, Clarity, Context and Proper Execution are key. Being an Aptian means you are a key part of our core mission of creating financial happiness for people and businesses. Our solutions revolve around helping customers pay, collect, manage and grow money. These customers highly depend on our solutions which means a lot is expected of you to build products the right way At TeamApt, we work in small cross-functional teams, each member is a leader in their own right and is given the authority to make decisions with a no-holds-barred creative approach towards problem-solving. This pattern has helped us as a company make huge strides and great impact within a short period.